http://www.atr.org/obama-has-proposed-442-tax-hikes-taking-office

The link will take you to a splash of cold reality.  And I'm not picking on the current President and Congress.  Since the 16th Amendment to the U.S. Constitution was ratified in 1913 tax increases have been a way of life for "we the people."

Tax-deferred accounts not only postpone the tax due, but also the tax calculation -- and you will have no say-so in what that calculation is.

Is your retirement leaning on tax-deferred (that is to say, postponed) accounts?

I am available to discuss with you facts that may change your life in retirement.