Retirement Start to Finish

I believe having your home paid for is a good thing.  It is an achievement that brings both pride and relief.  Retirees, by-and-large, see that as an essential piece of a secure retirement picture. 
How will you get it done (if you haven't already achieved it)?
There is the obvious way: pay the mortgage down to zero and burn the note.  That is how most people pay off their house.  Some even accelerate the process by financing for 15 years, or by paying extra on the principal balance regularly to shorten the duration of the loan repayment.
Here are the concerns I have about that method:
  • As a retiree do you still want tax deductions?
  • Do you want to be able to get at the equity when you want to, without having to ask someone else's permission (such as a bank loan officer)?
  • Can you guarantee that your house and, therefore, your equity will always grow in value? 
  • Do you want to have to pay large fees for the privilege of using your own money (appraisal, lender origination, attorneys, etc.)?
  • What if your fixed, retirement income cannot support the debt service on a loan?
  • What if you reason for needing the equity in your house is due to a medical crisis, a natural disaster like a hurricane, or other extreme circumstances?  How eager will a lender be to give you his cash then?
  • Do you want, as your only option, to sell your home?  And how long might that take?
Seven plausible reasons for you to consider a more efficient way of reaching the same goal of having your home paid for.  I would like to show you an option you may not have considered, the Private Reserve Strategy┬«. 
May I show you the most efficient way to have your home paid for and still have access, use and control of the equity in it?